A Mortgage loan from Cash Cowboy helps you finance your home purchase or refinance your existing mortgage with competitive rates and flexible terms. Whether you’re a first-time buyer or looking to lower your monthly payments, our loans make homeownership more accessible and affordable.
At Cash Cowboy, we reinvent mortgage financing to work for you – not the banks. Here’s what makes our Canadian mortgage loans different:
Our streamlined application process gets you closer to your new home without hassle:
Cash Cowboy provides mortgage loans Canada solutions when traditional lenders say no. Whether you need private mortgages Canada or bad credit mortgage Canada options, we offer asset-based financing with terms tailored to your property's equity.
Bypass traditional bank requirements with our private mortgages Canada. Ideal for self-employed borrowers or unique properties that don't fit conventional lending criteria.
Credit challenges won't disqualify you. Our bad credit mortgage Canada solutions evaluate your property equity first.
Access your property's value with home equity loans Canada. Ideal for renovations, debt consolidation, or investment opportunities.
Mortgage Type | Best For | Loan-to-Value |
---|---|---|
Private Mortgages Canada | Non-traditional income or properties | Up to 75% |
Bad Credit Mortgage Canada | Credit score below 600 | Up to 65% |
Home Equity Loans Canada | Existing homeowners | Up to 80% |
Toronto • Ottawa • Hamilton • London
Calgary • Edmonton • Red Deer • Lethbridge
Vancouver • Victoria • Surrey • Kelowna
A mortgage loan is used to finance the purchase of a home or property, with the property itself serving as collateral.
Options include fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and refinancing loans.
Most lenders look for a score of at least 620, though some government-backed loans may accept lower scores.
Rates are based on your credit score, loan amount, loan type, down payment, and overall market conditions.
Missing a payment can lead to late fees, credit damage, and eventually foreclosure if unresolved. Always contact your lender early.