Payday Loans in Toronto, Made Simple
Need a little help before your next paycheque? Cash Cowboy offers payday loans in Toronto from $50 to $1,500, with a simple online application and funds sent by Interac e-Transfer once you are approved. Our office is downtown at 100 King St W, and the whole process happens online, so you can apply from anywhere in the city.
- Loan amount: $50 to $1,500
- Repayment: 14 to 62 days, in 1 to 3 installments
- Cost of borrowing: $14 per $100 borrowed (APR 82.4% to 365%, depending on the repayment period)
- Funding: Interac e-Transfer after you accept your terms
Quick and Simple Payday Loan Planning
Transparent, Fee-Only Loan Assistance
Expert Assistance, No Sales Pressure
Apply From Anywhere in Toronto
You do not need to visit our King Street office to get a payday loan. Apply from your phone or computer whether you live downtown, in Scarborough, North York, Etobicoke, East York or anywhere else in Toronto. Applications are open 24/7, and our team is available Monday to Friday, 9:00 AM to 7:00 PM ET at +1 (888) 516-3113.
Payday loans in Ontario are regulated by the province, including the maximum cost of borrowing and your right to cancel. Before you borrow, read the Government of Ontario guide to payday loans and your rights. A payday loan is best for a short, one-time gap, so only borrow what you can repay on time.
How to Get a Payday Loan in Toronto
Application Review & Verification
Approval & Loan
Terms
Once approved, we send you the loan decision and terms. Choose the repayment schedule that fits you one installment on your payday, or up to 3 installments over a maximum of 62 days. All costs are shown upfront before you sign.

