BORROW UP TO $1,500 ONLINE FROM ANYWHERE

CASH COWBOY

Installments repayment terms, easy to apply & high approval rate on payday loan up to $1500
It takes only 5 minutes to apply and get processed for a payday loans with Cash Cowboy. Our highly secure and encrypted network protects your privacy and financial information while allowing us to make a real-time assessment of your request. Simply submit your application and personal information to receive a personalized offer with installments repayment terms that fit your budget and goals. All year round, no paperwork, no fuss. Just cash in your pocket, the moment you need it.

WHY CHOOSE CASH COWBOY

FAST

SIMPLE

SECURE

LOW RATES

EASY APPROVAL

BEST SERVICES

FAST

SIMPLE

SECURE

LOW RATES

EASY APPROVAL

BEST SERVICES

WANT TO APPLY?

Minimum income required

Must be a resident of Ontario / BC!

Borrow up to 50% of your net pay until payday!

Repay your loan in 3 installments!

No credit check. Low credit score is ok!

FAST APPROVAL

DON'T WAIT 'TIL THE
COWS COME HOME!

FAST APPROVAL!
DON'T WAIT 'TIL THE
COWS COME HOME!

HOW IT WORKS

Apply online in
60 seconds!

Complete bank verification via SMS!

Get approved!

Pay your loans
using e-transfer!

Borrow again without submitting new paperwork!

Apply online in
60 seconds!

Complete bank verification via SMS!

Get approved!

Pay your loans
using e-transfer!

Borrow again without submitting new paperwork!

Play Video

Refer a friend we'll give you both $20 in Cashback

Know someone who could use some extra cash? Well good news, when you refer a friend to cashcowboy. you can both earn $20 in Cashback.

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Satisfied Customers
0 %
Approval Rate
2
Customer Rating

Find out what our customers
think about Cash Cowboy!

A man in white t-shirt and gray blazer
A old man with black hat
Girl in gray dress
A man smiling

Find out what our customers
think about Cash Cowboy!

Andrew PaillerAndrew Pailler
00:17 12 Apr 24
These guys are the most gentleman respectful business I have ever run into even if I dont qualify for a loan I would still smile and nod with respect if we ever crossed paths they made me feel like a human being and not a lug grovelling for scraps wish more people could be like this.
Danica SadlowskiDanica Sadlowski
10:40 09 Apr 24
Quick and easy application process. Friendly and helpful customer service.Very understanding, fair and willing to help people when they need it most!
Eric DillaboughEric Dillabough
20:09 04 Apr 24
Was great in the past paid on time via e-transfering them. Then I switched banks been with the bank over 6 months now won’t get approval loyalty seems to not fly here.Tried again still no. 1 star review will be calling to have all my personal information removed as I don’t trust them with it as they don’t trust me
Charmaine WanyandieCharmaine Wanyandie
00:50 21 Mar 24
The application was very easy to fill out, and connecting my bank was very easy too which was nice for a change. I bank with koho so it's usually difficult. Thank you for that.
Terry SpurrellTerry Spurrell
18:25 19 Mar 24
This is a great site to get a loan! The website is easy to use and is setup great. The employees are really nice too. I would recommend this site to anyone looking for a loan!!!
Derek PottieDerek Pottie
19:38 15 Mar 24
Very fast very efficient although I was not approved at the time they still offered me a free gift thank you very much highly recommend this company
Danny NantaisDanny Nantais
23:52 14 Mar 24
Even tho i wasnt approved, the service was quick and prompt. Hope to do business in the future. Seems like a real good company that takes care of the customers.
Janessa MykatJanessa Mykat
16:29 06 Mar 24
Great customer service. Fast response. I would Definitely recommend
Kd KdKd Kd
19:40 27 Feb 24
Really easy application and provided the advance fast. Friendly service and I would highly recommend!
L PL P
12:49 27 Feb 24
A very competent, attentive, and polite team. I am truly satisfied with my experience with them.
violet langviolet lang
14:35 24 Feb 24
Very good service and very quick response about your application highly recommended if you are needing a loan
christina dollingchristina dolling
20:50 13 Feb 24
Easy and quick application got a fast response they were there too help when I needed it🙂
I can't express how fantastic my experience with Cash Cowboy Payday has been! The entire process was smooth, and the team went above and beyond to make it easy for me. Great rates, excellent service, and they truly care about their customers. If you're looking for a loan, look no further – Cash Cowboy Payday is the best!
Mehran khanMehran khan
16:41 12 Feb 24
Hands down, the best loan company! They made getting a loan a breeze. Super friendly team, clear terms, and they really care about helping you out. Got a great interest rate too. Quick and easy process. Definitely a 5-star experience! Highly recommend! 👍
Chris WhiteChris White
21:05 02 Feb 24
Limited communication. Offer no explanations. Probably smart to use a reputable company not offering free items for 5 star reviews...so keep that in mind when reading the 5 star reviews, they were all solicited by offering a gift in exchange for a positive review
FMK’S WorldFMK’S World
17:23 30 Jan 24
Had the best experience with Cash Cowboy their quick service surpassed my expectations, and the entire process was smooth without any hassle. Highly recommend for a hassle-free experience!
Christie OakleyChristie Oakley
19:46 20 Jan 24
This place was fast and efficient, but when trying to reloan I can't get the authentication code sent to my phone it just keeps saying error. I have emailed about this with no response, which is super frustrating.
Christine GagnonChristine Gagnon
19:52 17 Jan 24
Need to speed up the reloan services. Takes too long to reloan. I've waited 3 days for a "quick " reloan. Other wise a great company to loan from
Jane NelsonJane Nelson
00:50 16 Jan 24
Although I was not approved because of not meeting the criteria they were very prompt with their answer and also offered me a gift as a kind gesture of good faith. I will reapply in the future when properly equipped to do so thank you cash cowboy
NeeeshhaNeeeshha
16:43 15 Jan 24
The first loan I got everything was quick and fast, on Friday I applied for a new loan after paying off my previous loan, got an email at 12pm saying my e-transfer was on the way.. 3 hours later no e-transfer, I email asking for an update they said I would receive the e-transfer.. today is Monday I have NOT received an e-transfer I have emailed multiple times with NO response and I have called and left a voicemail and not received a response. They want 5 star review but don’t give 5 star service.
Brenda GorgesBrenda Gorges
15:49 05 Jan 24
They couldn't help me through no fault of their own but I'd still recommend them if you meet their criteria!
Jaymie DaviesJaymie Davies
19:33 29 Dec 23
Fast easy application process. Although I wasn’t able to use there services at this time, they were friendly, professional and courteous.
Bee JulioBee Julio
00:20 27 Dec 23
best place ive ever dealt with. fast and easy!i strongly recommend site
Caroline LawrenceCaroline Lawrence
20:59 07 Dec 23
They helped me out in my time of need. I would recommend them to anyone wanting a fast and courteous experience!
Kelsie VeenhuisKelsie Veenhuis
15:04 27 Nov 23
Not very impressed. I was loaning with them for 4 or more months. Even repaid early a couple times. Then I switched banks as I moved and needed a local bank. Then I was denied because my banking info was new even tho I was already loaning with them for months prior. They said I have to wait 6 months to reloan. Screwed me over one some bills for that month.
Samantha HunterSamantha Hunter
00:15 25 Nov 23
Wasn’t approved because of employment income, but their website says they directly accept this employment income. Still recommend going through and giving this an attempt. The customer service people are friendly and helpful.
Colleen NoddinColleen Noddin
22:58 22 Nov 23
Happy with the service! I will be using it more as needed in the future! It is an easy stress free application process!
Musawir AttarMusawir Attar
20:26 21 Nov 23
Amazing customer service, and easy and fast application, got money in 2 hour
Lee CorbinLee Corbin
20:27 16 Nov 23
Not impressed with the service at all! I made my installment payment through e-transfer well before 2:00 p.m. which they ask and they still say they didn't get it until after the cutoff time and then they process another payment to come out of your account which doesn't allow you to reflect or reload with them for up to five business days after.Complete nonsense when I called customer service they tell me the only way to reach anybody's through email but they can answer your phone call though!
Alex SmithAlex Smith
23:59 14 Nov 23
Havent gotten service from them but heard good things will update if i ever use them
Sena DeeSena Dee
20:32 07 Nov 23
Customer service was on point and I got a quick response regarding my loan application.Best Payday loan service I’ve experienced.
Chasity BeltonChasity Belton
03:14 21 Oct 23
The application process was simple and easy to apply, although I’m not currently approved this time I would defiantly recommend
Jodie JJodie J
18:31 18 Sep 23
At first if you can't get a loan. Don't fret you can leave a 5 star review and recieve a brand new set of headphones as an apology... lol no harm in trying right...
Brandon St.PierreBrandon St.Pierre
22:59 12 Sep 23
Great company, got back very quickly, and the 24 hours makes it easy even if you work an off schedule like myself!
Amanda WAmanda W
04:48 09 Sep 23
These guys are super friendly and the customer service team is extremely helpful and great too!
Katrina CabanaKatrina Cabana
17:28 29 Aug 23
Great experience they were my last hope for a payday loan and I got approved within a couple hours. Fund took a little longer as I applied Friday night and they are not open on weekends. But Monday day I got my etransfer. Will deffinetly reloan with them again.
miranda tobiasmiranda tobias
22:17 28 Aug 23
Great experience. They are fast and efficient when in comes to lending. The customer service is great.
Matt CurrieMatt Currie
23:02 27 Jul 23
Very quick and easy, I kept getting denied and they got me approved will definitely be going back if I need it! Highly recommend
Dimitri GrahamDimitri Graham
11:29 15 Jul 23
This loan was quick and easy only took 24 hours to respond back and have funds in my account the next business day. Very happy and pleased with loan. Customer service representatives are very friendly and patient which made me more comfortable that this is not a scam. 5 starts for 5 star service
Falak SherFalak Sher
21:09 05 Jul 23
I strongly recommend this company to anyone in need of financial aid. Their outstanding service, professionalism, openness, and efficiency set them apart from the competition. With their assistance, I was able to obtain the loan I needed quickly. I am quite satisfied with their services and will gladly work with them again in the future.
JAN SHERJAN SHER
20:43 05 Jul 23
Nice support team they have. Which offers a quick and accessible solution for individuals in need of immediate financial assistance. With a streamlined application process and competitive interest rates, it provides a convenient option for short-term borrowing.
Jason CoombesJason Coombes
21:54 22 Mar 23
I used cash cowboy payday loan for the first time , everything was verified extremely fast , approval was very fast too, im very impressed with their service as I needed money right away ! After approval I received e transfer within 20 minutes, will always be using there service as I’m so impressed ????
JJ PORTJJ PORT
08:14 08 Feb 23
Application was fairly quick to complete and the process is so easy. Then once approved you know exactly how long until the money arrives! Great customer service.UPDATE: service is slow. Takes over 24h for a response. "Customer service", if they actually answer the phone, tells me I'm not the only person. Rude and condescending. I spoke over him. Two wrongs. Still definitely room for improvement.
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