Payday Loans in Ontario, Made Simple
When a bill shows up before your paycheque does, Cash Cowboy can help. We are a licensed Ontario payday lender (Ontario licence no. 4741205) offering payday loans in Ontario from $50 to $1,500, with a simple online application and funds sent by Interac e-Transfer once you are approved. Our office is at 100 King St W in downtown Toronto, but there is no branch to visit: everything happens online, from anywhere in the province.
- Loan amount: $50 to $1,500
- Repayment: 14 to 62 days, in 1 to 3 installments
- Cost of borrowing: $14 per $100 borrowed (APR 82.4% to 365%, depending on the repayment period)
- Funding: Interac e-Transfer after you accept your terms
Quick and Simple Payday Loan Planning
Transparent, Fee-Only Loan Assistance
Expert Assistance, No Sales Pressure
Apply From Anywhere in Ontario
The whole process happens online, so you can apply from anywhere in Ontario, including Toronto, Mississauga, Ottawa, Brampton, Hamilton, London, Markham and Windsor. Applications are open 24/7, and our team is available Monday to Friday, 9:00 AM to 7:00 PM ET at +1 (888) 516-3113 if you have questions about your loan.
Payday loans in Ontario are regulated by the province, including the maximum cost of borrowing and your right to cancel. Before you borrow, read the Government of Ontario guide to payday loans and your rights. A payday loan is best for a short, one-time gap, so only borrow what you can repay on time.
How to Get a Payday Loan in Ontario
Application Review & Verification
Approval & Loan
Terms
Once approved, we send you the loan decision and terms. Choose the repayment schedule that fits you one installment on your payday, or up to 3 installments over a maximum of 62 days. All costs are shown upfront before you sign.
